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Financial Planning for a Secure Future

Your Vision, Our Strategy 

See How We Can Help

A fee-only, independent financial planning and investment management firm serving clients across the U.S.*

To us, trust lies at the foundation of a successful financial planning relationship. That's why we work especially hard to help establish, define and reach toward your financial goals while taking great pride in building long-term relationships with everyone we work with.  

Schedule an Introductory Call

* GFM may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, GFM's website is limited to the dissemination of general information pertaining to its investment advisory services.

Meet Your Financial Educators

A Comprehensive Financial Planning Firm

Working Toward Your Success

While our firm began with a focus in investment management, we're dedicated to bringing comprehensive financial planning to our clients as well. Because over the years, we've found personal success and satisfaction in growing our clients' financial confidence as we address every aspect of their financial picture.

As a multigenerational firm, we’ve spent years building relationships with clients of all backgrounds and professions. Our team prides itself on connecting with many different individuals, and we're happily committed to serving them all. 

Blair J. Garner, CFA, CFP® Photo

Blair J. Garner, CFA, CFP®


Blair is an investment advisor and owner of Garner Financial Management. Blair received an M.S. with honors in Financial Analysis and Investment Management from St. Mary’s College of California. He holds the Chartered Financial Analyst® (CFA) and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations.

When not at the office, Blair enjoys spending time with his wife and three children, and when time allows, he enjoys restoring classic cars. Additionally, Blair continues to serve as a Lieutenant Colonel in the United States Marine Corps Reserve.

Amy A. Cooke, MBA, CFP® Photo

Amy A. Cooke, MBA, CFP®

Amy has been with GFM for six years and is a CFP® professional. Prior to joining GFM, she worked in banking and financial services for many years as a credit and enterprise risk management professional. Amy received her B.S. in Finance from Rutgers University and her MBA with a concentration in Management Information Systems from Seton Hall University.

In her free time, Amy enjoys spending time with her husband and son. She also enjoys running, biking and skiing.

Discover What We Offer

Helping You Understand Your Wealth 

At Any Stage In Life

Pre-Retirees & Retirees

When it comes to your retirement, you know there's no such thing as preparing "too early" for your future financial independence. From retirement income to investments, we'll work through each detail of your finances together, making sure the financial decisions you're making today align with your dreams for retirement.

Throughout our partnership, we’ll review and monitor every detail of your financial picture to provide you with the security and peace of mind you need to enjoy this exciting next chapter you've worked hard to earn.

We Can Help You Prepare By Discussing

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Retirement Planning

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Estate and Legacy Planning

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Social Security Benefits

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Health Care Costs

Combining our success in the financial industry with today’s technology, we are helping successful individuals understand their wealth, while working to simplify and alleviate their biggest financial concerns. As your retirement date approaches, we'll take into account what forms of distribution are warranted for your situation, so you’re never left alone to wonder how you’ll live efficiently on your life savings.

Ready To Get Started?

Schedule Time With Our Team

Business Owners

Owning a business means more than simply “being your own boss.” From working long hours to ensuring that your employees are provided with sufficient options, and ultimately understanding how your own personal finances come into play, there are many details to solidify before the work day is over.

As you navigate through various financial planning topics, our skilled team will get to the bottom of the complexities so you can feel confident in your success. As your company or assets grow and expand, we’ll be available to offer valuable insight into how to feel confident in every pursuit.

We Can Help Business Owners Address Their Biggest Concerns Including  

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Executive Benefits

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401(k) Plan Selection

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Wealth Management & Advice

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Personal Finances

Ready to Lessen Your Workload?

Give Us a Call

Young Professionals

As a young professional, it can be tough to juggle your priorities. Whether you are planning on changing careers, buying a home or expanding your family, there are endless amounts of details that seem to need addressing. When it comes to financial planning, our firm has the tools and resources to offer support in managing your decisions and instilling confidence in your next steps.

We Can Provide Supportive Guidance in Areas Including

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Cash Flow

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Education Planning

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Insurance & Risk

There’s no better time than now to really start thinking about your investments, retirement and what you should do next with your finances. We can help you develop a plan for the future based on your goals and current strategies, as well as your ability to develop healthy money habits for the road ahead.

Ready To Make the Most of Your Future?

Get In Touch With Us

Financial Planning Developed 

To Fit Your Needs 

What We Offer

Our wide array of financial planning offerings are built to assist you in organizing your assets. Throughout our planning process, our goal is for you to feel confident about your journey ahead and empowered to take control of your future.

Our Financial Services are Designed

To Meet the Needs of Our Clients


Investment Management


Financial Planning


Retirement Plans for Businesses


Retirement Planning


Education Planning


Ready to Get Started?

What To Expect

Providing Independent and Objective Financial Advice

Our fee-only structure is specifically designed to mitigate conflicts of interest. As an independent advisor, we utilize no proprietary investment products and are free to select from all available investments. This allows us to identify the most appropriate investment strategy and to focus on helping you attain your long-term financial goals.

Our focus is on providing independent and objective financial advice on a basis that instills confidence, encourages transparency and promotes understanding.

As fiduciary advisors, our job is to serve in the best interests of our clients. We do this by building relationships that last. Getting to the heart of your financial situation from the start allows us to tailor our strategies and offer advice that accounts for your needs today and goals for tomorrow.

Our fee structure utilizes a tiered fee schedule based upon assets under management (AUM), starting at 0.95% annually and going down from there.

Have Questions?

Get In Touch to Learn More

What You Can Expect 

When Working With Us

A Clear, Comprehensive Planning Process

We offer personalized services and a tailored process designed to help us address each of your financial concerns in a logical, thorough manner. We understand your needs change, but by working with an experienced team dedicated to keeping you and your finances on track - your confidence won’t falter. Instead, we’ll guide you through the adjustments and realignments needed to ensure your financial picture stays aligned with your evolving goals and needs.

A Brief Overview of Our Financial Planning Process:

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Get to Know Each Other

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Discuss Your Finances

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Step 3

Evaluate Your Options

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We will provide our recommendations and educate you about the choices we think make the most sense for your unique financial situation.

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Step 4

Implement Your Financial Plan

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After we’ve reviewed your plan and discovered your options, we will walk you through, step by step, the details we’ll need to address as we move forward in implementing your new financial strategy.

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Step 5

Monitor, Review & Adjust

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Over time, we’re happy to track your progress, review your objectives and adjust strategies in order to instill continued confidence in your results.

Begin Building a Rewarding Relationship

Getting Started Is Easy

Finances Can Be Complex
But Planning Doesn’t Need to Be

Financial planning starts with sound communication. Our team has the flexibility to work with you in person, over the phone or virtually - based on your needs and preferences. 

Get started by contacting us below! 

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